Effective Date: September 18, 2026

Penny Brief believes in being transparent about how this website and newsletter may make money.

Some of the links appearing on Penny Brief may be affiliate links. This means that when you click certain links and subsequently make a purchase, sign up for a service, or complete another qualifying action, Penny Brief may receive a commission or other compensation from the company providing the product or service.

You do not pay more because a link is an affiliate link.

What This Means for You

An affiliate relationship is a financial relationship between Penny Brief and a third party.

We may receive compensation when readers use certain links.

Because of this, you should understand that Penny Brief may have a financial incentive when we link to certain products, companies, services, or offers.

We disclose affiliate relationships so that you have that information when evaluating our content and recommendations.

Affiliate Compensation Does Not Guarantee a Positive Opinion

An affiliate relationship does not mean that every product or company we mention is suitable for every reader.

Our content may discuss products, services, businesses, financial products, consumer products, or other opportunities for educational and informational purposes.

You should consider the terms, fees, risks, alternatives, and your own circumstances before purchasing or signing up for anything.

Affiliate links may appear in:

  • Articles.

  • Product or service discussions.

  • Comparison pages.

  • Newsletter emails.

  • Advertisements or promotional content.

  • Other pages or communications published by Penny Brief.

Where an affiliate relationship is relevant to a particular recommendation or link, we aim to make that relationship clear near the relevant content or link.

A general disclosure page is provided for transparency, but readers should not have to search for this page to understand that a particular link may generate compensation.

Advertising and Sponsorships

Penny Brief may also generate revenue through advertising, sponsorships, partnerships, or other commercial relationships.

Paid or sponsored relationships will be identified when applicable.

The presence of advertising or sponsorship does not mean that Penny Brief is providing personalized financial or investment advice.

Third-Party Websites

When you click an affiliate link, you may be redirected to a third-party website.

That third party may use cookies, tracking technologies, or other methods to identify referrals or measure purchases.

The privacy policy and terms of that third party will govern your activity after you leave Penny Brief.

Our Goal

Penny Brief's goal is to publish useful information about money, business, economics, and consumer behavior while being transparent about the commercial relationships that may support the publication.

We encourage readers to evaluate products and services independently and to review the original provider's terms before making a purchase or financial decision.

Questions about our affiliate relationships can be sent to:

[CONTACT EMAIL]

Penny Brief
pennybrief.com