You took the money. Now you want to un-take it.

Maybe the emergency resolved itself. Maybe the deal fell through. Maybe somebody sat you down and explained what a $60,000 distribution actually costs at 46, and you would very much like to pretend the last three weeks did not happen.

Good news. In a lot of cases you can. Retirement distributions come with an undo button that most people do not know exists.

Bad news. The button has a time limit, and some kinds of distributions do not have one at all.

Here is exactly what can be reversed, what cannot, and how long you have.

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