Your gold IRA statement arrives with two charges on it, and most people read them as one blob called "the fees."
They are not one thing. They are two companies doing two completely different jobs, and they can be swapped independently.
That last part is the useful bit. People assume the whole arrangement is a package. It usually is not, and knowing that is worth a few hundred dollars a year to some households and a great deal more to others.
So here is what each one actually buys you, why silver blows one of them up, and which of the two you can realistically do something about.
